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Consolidation - Test 1

9. Due to the numerous bank failures that took place 13. The 1959 Antarctic Treaty, ---- provides legal
during the Great Depression of the 1930s, banks in protection for species residing in areas more than 60
the United States have been regulated ---- banks in degrees south of the equator, ---- Antarctica and its
many other countries. surrounding waters, came into force in 1963.

A) the most strictly A) that / include
B) too strict B) which / including
C) so strict as C) what / to include

D) strict enough D) where / to be including
E) more strictly than E) whose / included

10. It is an international issue agreed upon by nearly all 14. Fifteen artists, scientists, and philosophers are
nations that people ---- their money on deposit at the gathering in London next Thursday ---- how best ----
bank until they need it if they ---- to withdraw it at any the concerns of people about Artificial Intelligence.
moment.
A) discussing / expressing
A) will leave / are guaranteed
B) discussed / expressed
B) left / would be guaranteed
C) discuss / express
C) would have left / had been guaranteed
D) to be discussing / to be expressed
D) would leave / will be guaranteed
E) to discuss / to express
E) leave / were guaranteed

11. Borrowers of banks pay interest on the money lent 15. The more knowledge we have ---- we are trying to
so they can make purchases that they ---- if they ---- save, the better we are able to protect and take care
immediately. of it.

A) cannot afford / will have to pay A) of what
B) will not afford / have had to pay B) that
C) would not afford / have to pay C) which
D) could not afford / had to pay D) what

E) would not have afforded / had had to pay E) of which

12. Hundreds of the world’s languages, 95% ---- are 16. According to a study, people who consume foods
expected to vanish with the current generation if containing the artificial sweetener erythritol are ----
necessary precautions are not taken immediately, more likely to have heart attacks and strokes than
are in fact a heritage that should be preserved firmly. those who use ---- sweeteners at all.

A) of whose A) a little / a few
B) that of B) a lot / other
C) of which C) quite / several
D) in which D) a bit / many

E) where E) much / no
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